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Starting again after losing your job

The first days, the money, the search. Not a plan to fix everything this week. A few small pieces, in an order that helps.

6 min read · Updated 2026-11-15 · By the Osiris team, with AI

Losing a job takes away more than a paycheck. It takes the shape of your days, and sometimes a piece of who you thought you were. It’s fine if the first few days are just getting through them. Nothing has to be decided today.

The first days

Sleep, eat, walk outside. Write down what happened while it’s fresh: your last day, what you were told, anything about pay or benefits. You’ll want those details later, and they fade fast.

Money first, but one piece at a time

In the US, apply for unemployment benefits as soon as you can, because the clock often starts from when you apply. Each state runs its own program, and the Department of Labor’s finder points you to yours1. Then make a plain list: what has to be paid this month, and what can wait.

Health coverage

If your health insurance came through your job, losing it usually opens a window to sign up for a plan through the Health Insurance Marketplace, outside the normal enrollment season. HealthCare.gov explains your options, including whether you can keep your old plan2. Check the dates soon: the window doesn’t stay open long.

Tell people

It’s tempting to go quiet until you have good news. Tell a few people now instead. Plenty of jobs are found through someone who knows someone, and the people who care about you would rather know.

Search in small pieces

A job search with no edges eats whole days and leaves you feeling worse. Give it a fixed time each day, and one or two small things to finish in it: one application, one message to a former coworker, one hour on your résumé. When the time’s up, stop.

When it’s more than a hard stretch

If the days stop feeling like days, or you think about not being here, please reach a person now. In the US you can call or text 988 at any hour3. “A person, now”, at the top of this page, has other numbers too.

One small thing

Look up your state’s unemployment office with the finder below, and bookmark it. You don’t have to apply today.

Sources

  1. 1CareerOneStop (US Department of Labor): find your state’s unemployment benefits
  2. 2HealthCare.gov: health coverage if you’re unemployed
  3. 3988 Suicide & Crisis Lifeline: call or text 988 (US)

A person, now

Real people, any hour. These are US numbers.